Financial ServicesAgent number 12
Credit Memo Drafter
Special Ability
Turns a borrower's financials into the credit memo with the ratios and the risks laid out for the underwriter.
Autonomy
Judgment
Reach
Lives On
Runs On Creatio Or Standalone
On The Back Of The Card
A borrower sends three years of statements for a $2 million line. The agent spreads them, computes the ratios your policy names, and drafts the memo, calling out each risk.
Reads
The borrower's financial statements
Produces
A credit memo with the ratios and the risks laid out
Decision Stays With
The underwriter
Triggered By
Each loan application
Measured On
Memo turnaround
Statements in to draft memo
Ratio checks
Policy ratios computed
Memo edits
Changes by the underwriter